In this post, I explain comparative liability in terms that anyone can understand, and explain what it means in terms of out-of pocket expense and how it affects your future insurance rates.
What it is
Comparative Liability is a term that insurance companies use when both drivers in an accident have some degree of fault, but neither party is completely responsible. It should be simple enough, but confusion arises while trying to figure out how much money will come out of your pocket, and how it will affect your future rates.
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Written on April 20, 2011
then reading the article below is crucial to make sure you don’t make a huge mistake that will end up costing you your health. Reading the article below can completely change the outcome of your treatment.
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Written on February 24, 2011
When it comes to understanding auto insurance after a car accident, the first thing you need to do is break it down into a couple of categories. There are coverages for property damage, which include the vehicles, street lights, fences or whatever other property was damages in the accident. There are separate coverages for injured…
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Written on February 17, 2011
At some point after a car accident, you are going to need to have your vehicle repaired. If the accident was your fault, you will need to have it repaired by your own insurance company, assuming that you have collision coverage. If the other driver was at fault for the accident, you will have a…
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Written on February 9, 2011
One question I have been asked so many times, is “Who’s insurance should I use to pay for my auto repair and injuries?” When someone is hurt in an accident, or even if they just have vehicle damage, and it’s the other driver’s fault, people have a tendency to want to go through the other…
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Written on December 27, 2010
Written by Derek Gibbons When it comes to osteoporosis, do you know the score? If you or a loved one is over 45, then you should know what a “DEXA” is, and how to read one. It’s important to understand that most people who have osteoporosis won’t ever know it before fracturing a bone. Not…
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Written on December 16, 2010
It’s fun to get into the holiday spirit, and participate in all the festive activities that abound this time of the year, but the added demands of the season can also stress the capacities of our bodies. The American Chiropractic Association, along with Advanced Chiropractic Center, is providing the “12 Days of Health and Wellness”…
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Written on October 26, 2010
Written by Derek Gibbons Ever since President Obama first started talking about health care reform, politicians have been talking about preventative medicine by legislation, but it’s all bogus. Our President said “Simply put, in the absence of a radical shift towards prevention and public health, we will not be successful in containing medical costs or…
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Written on October 13, 2010
Written by Derek Gibbons I thought I would let you know the good news about disease, and no, it’s not that you can stay home from work. The good news is that almost all conditions you are likely to acquire can be prevented at the exact same time. Drug commercials are spending billions of dollars…
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Written on September 28, 2010
Written by Derek Gibbons This is something that is important to understand, so you won’t get fooled at the supermarket. You probably already know that whole grains are good for you, and refined wheat is not so good for you. I’m not going to talk about why. (Google it) The problem is, people don’t seem…
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